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Legal document

Terms & Conditions

Updated: May 10, 2026

These terms and conditions govern the use of https://energy-capital.eu and the interaction with financial services offered by Energy Capital Finance IFN S.A., registered office in Intrarea Moneasa nr. 3, Bucuresti, registered with BNR under number RG-PJR-XX-XXXXXX, Tax ID RO XXXXXXXX, Trade Register J40/XXXXX/202X.

1. Acceptance

By accessing and using the website, you accept these terms and conditions in full. If you don't agree, please don't use the website.

2. Financial services

Energy Capital Finance is a non-banking financial institution regulated by the National Bank of Romania, under Law 93/2009. Services include domestic factoring and secured loans for companies. All offers shown on the website are indicative — the final offer is communicated individually after complete dossier analysis and signing of the framework contract.

3. Website use

  • The website content (text, images, calculators, graphics) is the property of Energy Capital Finance and protected by copyright laws.
  • Reproduction, distribution or modification without ECF's written consent is prohibited.
  • Calculators and simulators are indicative — final costs are determined after individual case analysis.

4. Limitation of liability

Information presented is provided "as is", without express or implied warranty. ECF is not liable for direct or indirect damages resulting from website use.

5. Privacy

Personal data processing is described in the Privacy Policy.

6. Dispute resolution

Disputes are first resolved amicably. If that fails, jurisdiction belongs to Bucharest courts.

7. Changes

ECF reserves the right to modify these terms. Changes are published here and effective on publication date.

8. Contact

Questions: office@energy-capital.eu or phone +40 773 887 756.


This is a starter template. Before publication, we recommend review by a lawyer specialized in commercial law and consumer protection.