Domestic factoring and secured credit, with decisions in up to 5 business days. A team with 52+ years of cumulative experience at BNR, BCR, Raiffeisen, OTP Bank, and Musat & Asociatii.
We cover the main working-capital and growth needs of companies operating in the real economy.
Immediate financing on verified commercial receivables. Revolving line for repeat clients, digital integration with your invoicing flow.
Working capital for mid-market companies, secured by real estate, equipment or current assets. Flexible maturities.
See quickly how much a factoring line will cost for your invoices. Estimate based on standard ECF parameters.
Indicative estimate. Interest calculated at 12% p.a. Actual commission and discount are set after dossier analysis.
Three senior professionals, trained at the largest financial institutions in Romania, lead operations, risk and legal at Energy Capital Finance.
20+ yrs Over 20 years in financial services, with operational and management expertise. Proven track record at BNR (National Bank of Romania), Raiffeisen Bank, Credit Europe Bank, and OTP Bank.
20+ yrs Over 20 years in financial services with deep expertise in Business and Risk Management. Leadership roles at BCR – Erste Bank and EXIM Bank Romania.
12+ yrs Renowned litigation counsel with over 12 years of legal experience at Musat & Asociatii Romania, one of the most prestigious law firms in Romania.
The Energy Capital Finance team was trained at Romania's largest financial and legal institutions.
Preliminary decision within 5 business days of receiving complete documentation. For repeat clients, decisions can come in 24-48 hours.
For initial evaluation: financial statements (last 2 years), recent trial balance, list of invoices to finance (for factoring) or details about the project / collateral asset. Full list provided at first call.
Romanian companies with annual turnover between EUR 1M and EUR 20M, profitable or with a clear business plan, active in real-economy sectors (manufacturing, trade, services, transport, IT).
Total cost depends on facility size, payment period and risk profile. Typical: interest 10-14% p.a. + factoring commission 1-2% per invoice. Use the calculator for an instant estimate.
Click "Get a quote" or call directly +40 773 887 756. Our team will schedule an intro call, send you the document checklist, and you'll receive a preliminary offer within 5 business days.
Send us a message and we'll come back with a preliminary offer within 5 business days. The intro call commits you to nothing.